An individual's first name or first initial with last name with one of the following identifiers:
Social Security number
Driver's license or identification card number
Account number, credit or debit card number, in combination with a linked security or access code, or password of an individual's financial account
DNA profile
The individual's unique biometric data, including fingerprint, voice print, retina or iris image, or any other unique physical representation.
If one of the data elements linked to an individual's name is encrypted, redacted or altered in a manner that renders the element unreadable, no notice is required. The law applies to electronic and paper records.
The notice shall be provided within a reasonable time, not to exceed 45 days after the entity learns of the acquisition of personal information. Failure to comply with this section is not negligence or a breach
of any duty, but may be evidence of negligence or breach of a legal duty.
As a Beazley Breach Response policyholder, you have unlimited access to:
Online Compliance Materials
Federal and state compliance materials regarding data security, data breaches, and data privacy, including:
Quick Tips on many subjects; Summaries of federal/state laws
Links to statutes & regulations; Sample policies & procedures
Continuing updates and electronic notification of significant changes to the online materials
Step-By-Step Procedures to Lower Risk
Procedures and online forms help you:
Understand the scope of personal information
Determine where Personally Identifiable (PI) is stored
Collect and/or retain the minimum amount of PI as required for business needs
Properly destroy PI that is no longer needed
Implement an Incident Response Plan
Quarterly Newsletter & Instant Alerts
Sent by email, learn about changes in federal and state laws regarding data security, data breach, and data privacy issues; Instant Alerts sent for events that require immediate attention
Handling Data Breaches
Guidance provided to:
Help prevent data security incidents
Respond to a data breach
Training Modules
Online training programs; Employee training bulletins
Webinars for privacy compliance and IT staff
Audio and PodCast training for managers and/or employees
Expert Online Support
Expert support from consultants/attorneys on data security issues
Assistance with Health care & HIPAA compliance issues