Happy Wednesday! In this week’s Big I Buzz: understanding bank requests for additional insured status, and what to expect from the upcoming winter forecast.

Understanding Bank Requests for Additional Insured Status

In this two-part series, a risk expert breaks down a common yet often misunderstood request from banks in commercial lending — asking borrowers to name the lender as an “Additional Insured” on their general liability policy.

Read Part 1: Banks Should NOT Be Asking for Additional Insured Status

Read Part 2: Banks Improperly Requesting Additional Insured Status

Farmers' Almanac Winter Forecast for 2025-2026: A Long Season of Cold, Snow Across US

The 2025–2026 winter may not be as extreme as last year’s record-setting cold, but expect plenty of snow and frigid temperatures. According to the newly released Farmers’ Almanac Winter Forecast, much of the country will see a “Chill, Snow, Repeat” pattern throughout the season.

While the upcoming winter may not bring a repeat of last year's prolonged bone-chilling cold, the Almanac warns that “this winter’s shaping up to be a wild ride.” Read more here.

For more news, check out the Action News section of our weekly e-newsletter, Big I Buzz. If you aren’t subscribed, click here to add your email to our emailing list.