Independent Market Solutions (IMS) is a market access solution that helps IIAW members expand their reach and offer clients more choices. With IMS, you can access a wide range of quality insurance company appointments with fair and flexible terms.

IMS works with more than two dozen carriers and 1,100 agencies in 17 states, producing over $100 million in direct written premium. IMS attracts carriers to the program through operational efficiencies that result in improved terms and reduced agent on-boarding costs. IMS agents earn competitive commissions and enjoy 100 percent ownership of policy expirations written through IMS while carriers gain access to high-quality producers at a lower cost.

Over the past five years, most carrier partnerships established with IMS have experienced growth in production and profitability. Last year, the program earned and shared contingencies from four IMS carriers that offer profit-sharing. Additionally, thanks to the relationship IMS has established with select carrier partners, the program has opened the door for agents to more easily qualify for appointments that can often lead to "graduation"—a direct appointment when minimum premium thresholds and performance standards are met.

As IMS continues to grow, the number of carriers available to members will also increase. So, if you're looking for a way to expand your market reach and offer your clients more choices, IMS is the perfect solution for you. To learn more, click here.