Print Page   |   Contact Us   |   Sign In
Errors and Omissions
Share |


You are about to take the first step toward getting the best, comprehensive E&O Program in the industry - Swiss Re is the Platinum Standard in E&O coverage. 


As a Big "I” member, professional liability coverage is just one of your exceptional member benefits. Designed by agents for agents, our E&O Program is administered locally by the professional staff of the IIA of Wisconsin. We not only offer you a policy, but also offer you a comprehensive program, which includes:

  • Loss control seminars based on the latest Wisconsin claims data. The program also qualifies for the 10 percent premium discount on IIAW/Swiss Re E&O policies, per guidelines.
  • Top Wisconsin defense attorneys
  • Procedures manual customized to your agency's management system
  • And much more

The Big "I” has a risk purchasing group for our members which allows us to provide the best pricing available. Only members can get their E&O coverage through Swiss Re.


JOIN the Independent Insurance Agents of Wisconsin!



Click the image to play the presentation highlighting our E&O Program Highlights.



What Our E&O Program Offers You
If you have E&O coverage through another carrier, review this comparison checklist. Swiss Re is the leader in broad, expansive coverage at an affordable price. Many discounts/credits are available. To obtain a Firm Quote, submit any of the following to

Don't forget  to include your 5 year loss runs from your existing E&O carrier.


More Benefits of Swiss Re E&O Coverage
Swiss Re is the largest reinsurer in the world. The company offers security based on more than four decades of underwriting expertise to deliver standard-setting E&O insurance. By working with independent agents, Swiss Re continually examines and refines the coverages that agents rely on to protect themselves. As an A+-rated company, Swiss Re is efficient, agent responsive and competitive. One hallmark of the IIAW E&O coverage is the stability of its markets.
The IIAW selects its carrier based on:
  • Underwriting Stability. Swiss Re's stability is backed up with consistency in policy terms and conditions regardless of market cycles.
  • Solvency. An A.M. Best rating of "A+" verifies Swiss Re's strong financial viability.
  • Rating. Because the program is nationally-endorsed by the IIABA, collectively rates over time are going to be more stable. The program also contributes valuable revenue to keep dues costs down.
  • Coverage. Swiss Re offers you peace of mind knowing you have the broadest coverage available in the marketplace. Size and experience make the company more adaptable to new exposures and keep it ahead of the competition in developing new features.
  • Claims Responsiveness. Nearly 3,000 insurance agency E&O claims are adjusted annually. Of those, 33 percent are settled without involvement of outside defense counsel, which keeps costs down and lets you get back to work. Swiss Re's claims staff is 70 percent attorneys, not general adjusters or third-party administrators
  • Expertise. Having offered insurance agents E&O for more than 30 years, Swiss Re offers security based upon long-term availability of coverage. The total risk selection among underwriters is 300 years. The claims staff has an average of 13 years experience.
  • Value. Up to 40 percent in loss control and claims experience credits is available.
  • Ease. Because Swiss Re's underwriting applications are pre-filled after the first year, less time and hassle is involved completing renewal apps. Only four or five questions need responses.
Another highlight of the Swiss Re policy is the deductible waiver. This feature provides a waiver of the deductible up to a maximum reduction of $25,000. Even if you have a claim, you do not lose your eligibility to qualify for this reduction. If a claim is made against you alleging that you failed to recommend a line of coverage or increased limits, but you have documentation that you did, the credit will apply. Here is the language, straight from the policy:
DEDUCTIBLE REDUCTION. If any INSURED generates and maintains contemporaneous written documentation in the agency file of the refusal of any customer to accept any type of coverage or limit recommendation made by the INSURED, and if the INSURED subsequently has a CLAIM alleging the failure to secure such recommended type of coverage or limit, 100% of the INSURED'S DEDUCTIBLE for that CLAIM will be waived up to a maximum of $25,000, or until dismissal of such allegations, whichever is first.
Additional Supplements Available
Through the Swiss Re Policy
Additional Resources
With questions, please contact our E&O Administrator:                                                                                                 

Mary Morrison
Administrator, Insurance Services
Ph: (608) 210-2972
more Calendar

Webinar: Homeowners Hot Topics...What You Need To Know

5/3/2017 » 5/4/2017
2017 IIAW Annual Convention Exhibitor Registration

5/3/2017 » 5/4/2017
2017 IIAW Annual Convention Registration

Online Surveys
Membership Software Powered by YourMembership  ::  Legal